loansearcher.com.au  is a free service - which removes the confusion that a choice of over 400 lenders and 4000 products brings.

Our team of accredited and qualified brokers who will not charge you any fees, are  here to help you make the right product choice, from a range of home loan options with flexible features and competitive interest rates.  We also pride ourselves on our willingness to answer your questions and providing great customer service.

If you are ready to have a broker help you achieve your goals – please fill in the details in our short Enquiry Form .

There are many lenders offering a range of leasing options.
We specialize in smaller, harder to obtain funding for the purchase of motor vehicles, equipment and machinery, valued at up to $30,000.

We are able to assist you to access tax effective finance options without providing financial accounts or proof of income (Lo – Doc) for items which are used for business purposes.

Equipment Finance
A major benefit of equipment finance is the ability to use your own funds to enhance your business opportunities and increase your returns, rather than use your funds to purchase equipment.

A wide variety of equipment can be funded :

• Motor Vehicles
• Office equipment
• Computers & communication equipment
• Printing equipment
• Catering equipment
• Machinery – to name a few.

Our Equipment Finance offerings include:

• Financial Lease
• Operating Lease (Rental)
• Commercial Hire Purchase

Finance Lease

With a Finance Lease, you have the use of property owned by someone else (the lender) for a stated period during which you make regular payments which are generally tax deductible.
With a Finance Lease the risk associated with the residual value rests with you the lessee and not with the leasing company. The residual amount is the amount to be paid by you the lessee at the end of the term, at which time ownership passes to you the lessee.

Operating Lease (Rental)
An operating Lease is more commonly known as a rental.
Operating Leases are popular for equipment that has a high technological obsolescence rate such as IT equipment and telephone systems.
Payments are regarded as an operating expense by the tax office and are fully tax deductible.

Terms are flexible, ranging between 24 months and 60 months.
An operating lease conserves working capital and there are no Residual Value or Balloonpayment to be made.
Ownership remains with the lessor, the lender.

Commercial Hire Purchase (CHP)
As with Leasing, Commercial Hire Purchase is an effective way to conserve working capital.  Upon entering into the agreement the customer obtains title to the equipment.
The asset (goods) are then included in the business’ balance sheet as well as the liability (loan).

The interest portion of payments is tax deductible and the goods can be depreciated as per the Australian Tax Office (ATO) guidelines.
Entering into this agreement would have you effectively purchase the asset, having made a series of agreed to payments over an agreed term.
Once the final payment is made ownership of the asset reverts to you.

More information:

Once you have completed our Enquiry Form, one of our experienced consultants will be able to discuss your circumstances with you. 

As we provide a Broker Service, we have a large panel of lenders to recommend and no allegiance to any one of them.  We monitor the offerings from all the lenders constantly. 

When it comes to choosing the lender that’s right for you – we provide you with several options to choose from.  Usually it is the three best lenders of the week, with their interest rates, fees and charges and application fees.

For all your questions, contact a Consultant on   Freecall 1800 080 129