loansearcher.com.au  is a free service - which removes the confusion that a choice of over 400 lenders and 4000 products brings.

Our team of accredited and qualified brokers who will not charge you any fees, are  here to help you make the right product choice, from a range of home loan options with flexible features and competitive interest rates.  We also pride ourselves on our willingness to answer your questions and providing great customer service.

If you are ready to have a broker help you achieve your goals – please fill in the details in our short Enquiry Form.

With interest rates rising, there's no better time to rethink your finances and figure out the most effective way to save money and reduce your overall debt.  Using the equity in your mortgage to consolidate all of your debts can deliver significant savings.

Instead of paying around 18% on your credit card and around 12% on your car loan, you can access the equity in your home and consolidate all of your debts into one loan and one repayment.

Debt consolidation is a smart way to use your home loan to leverage your wealth and save money, while continuing to enjoy the lifestyle you want. It also means all of your debt can be managed in one facility, at one interest rate, making your repayments more seamless and giving you a clearer picture of your finances.

You need to do your sums when considering the benefits of debt consolidation. It makes no sense to convert a 5 year car loan into a 30 year car loan.  While the repayments will be less per month and at lesser interest rate, over the term of the 30 years it will have resulted in a greater amount being repaid.

Once you consolidate, it is wise to split the loan into different accounts so that each large individual debt is easily identified.  Try to continue the repayments over the same time frame.  That is the only way to really achieve the benefits of debt consolidation.

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Once you have completed our Enquiry Form, one of our experienced consultants will be able to discuss your circumstances with you. 

As we provide a Broker Service, we have a large panel of lenders to recommend and no allegiance to any one of them.  We monitor the offerings from all the lenders constantly. 

When it comes to choosing the lender that’s right for you – we provide you with several options to choose from.  Usually it is the three best lenders of the week, with their interest rates, fees and charges and application fees.

For all your questions, contact a Consultant on   Freecall 1800 080 129