loansearcher.com.au  is a free service - which removes the confusion that a choice of over 400 lenders and 4000 products brings.

Our team of accredited and qualified brokers who will not charge you any fees, are  here to help you make the right product choice, from a range of investment loan options with flexible features and competitive interest rates.  We also pride ourselves on our willingness to answer your questions and providing great customer service.

If you are ready to have a broker help you achieve your goals – please fill in the details in our short Enquiry Form.

Investor loans secured against real estate are usually treated the same by lenders as loans for owner occupied borrowers.  Depending on the profile of the applicant, anywhere up to 100% of the purchase price can be borrowed.  High income earners able to demonstrate a strong position usually qualify for these loans. Loans below 100% are easier to gain approval for.

Most investors either have some equity in other property they can draw on or funds available, to come up with a 20% deposit – negating the need to pay LMI  (Lender Mortgage Insurance)– which is often around the 2.5% -  3% of purchase price mark.  Some people cross-securitise their owner occupied dwelling with their investment purchase.  This should be seen as a last resort.  Your  loansearcher.com.au  consultant will be able to discuss the pro’s and con’s to you.

Investors usually utilise Interest Only loans of 30 years and have no intention to repay any more than the interest component.  They rarely require loans with more than basic features.

Self employed investors are able to borrow anywhere from 80% to 95% of the purchase price by self declaring their income.  Any Lo – Doc borrowing over 80% attracts a higher interest rate, as the lenders risk is higher.

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Once you have completed our Enquiry Form, one of our experienced consultants will be able to discuss your circumstances with you. 

As we provide a Broker Service, we have a large panel of lenders to recommend and no allegiance to any one of them.  We monitor the offerings from all the lenders constantly. 

When it comes to choosing the lender that’s right for you – we provide you with several options to choose from.  Usually it is the three best lenders of the week, with their interest rates, fees and charges and application fees.

We also provide you with guidance and tips when you are ready to purchase.        Our aim is to make it as easy for you as possible. 

Feel free to use our calculators to see how much you can borrow, what costs are involved and what your repayment will be.

For all your questions, contact a Consultant on   Freecall 1800 080 129