loansearcher.com.au  is a free service - which removes the confusion that a choice of over 400 lenders and 4000 products brings.

Our team of accredited and qualified brokers who will not charge you any fees, are  here to help you make the right product choice, from a range of home loan options with flexible features and competitive interest rates.  We also pride ourselves on our willingness to answer your questions and providing great customer service.

If you are ready to have a broker help you achieve your goals – please fill in the details in our short Enquiry Form.

Are you self employed or a business person looking for a loan, who is unable to provide the required financial statements or tax returns at the time of application. 

A Lo-Doc loan gives customers the peace of mind of providing minimal documents, while still maintaining a competitive interest rate.  We understand that some people don't always have access to every necessary document for a conventional home loan process. That's why they created the Lo-Doc Home Loan so you can get the financing you need without full financial documentation and tax records.

These loans are suited to business people who do not wish to disclose their income or are unable to show a true income i.e. if you are self employed and have the opportunity to legally minimise the amount of tax you pay, which in turn minimizes your earnings –           ( implying you can’t service the loan) or because of cash flow fluctuations and the difficulty in  providing the level of financial documentation traditionally required when  applying for a loan

All you have to do is complete the standard loan application form and sign a Lo - Doc  or No - Doc declaration form.  Borrowers must have established good credit and repayment history. Serviceability is based on declared income.  It's that easy!

More information:
Once you have completed our Enquiry Form, one of our experienced consultants will be able to discuss your circumstances with you. 

As we provide a Broker Service, we have a large panel of lenders to recommend and no allegiance to any one of them.  We monitor the offerings from all the lenders constantly. 

When it comes to choosing the lender that’s right for you – we provide you with several options to choose from.  Usually it is the three best lenders of the week, with their interest rates, fees and charges and application fees.

Feel free to use our calculators to see how much you can borrow, what costs are involved and what your repayment will be.

For all your questions, contact a Consultant on   Freecall 1800 080 129